Health insurance is one of the largest expenses on the P&L, but for most businesses it remains a complete black box.
In this episode, we hear from Erin Butler from BevCap to unpack how employer health insurance really works, why costs keep rising, and how captive insurance arrangements are giving companies a way to take control.
Learn how businesses are reducing healthcare spend by 20–40% while improving employee benefits. You’ll also hear a case study of a beer wholesaler saving more than $1 million annually with a captive arrangement.
Key Takeaways:
- Why health insurance deserves the same financial discipline and cost management as any other major operating expense.
- What captive health insurance is and how it differs from traditional fully insured plans.
- How employers can create more transparency and control over healthcare costs.
- The types of businesses that tend to benefit most from a captive approach (and who may not).
- A real-world case study showing how one beer wholesaler saved over $1 million per year while improving employee benefits.
Resources
Connect with Erin from BevCap, ebutler@bevcapmanagement.com
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